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ACH
TabaPay for Lenders
TabaPay for State Licensed or Bank Lenders
(Disbursements are limited to loans whose APR is 36% or less)
Disburse instantly to a card
Disburse a loan instantly to any US Visa/MasterCard/Discover 24/7/365*
Get paid with the same card
Collect installments from any debit card at low, capped fees
Real time verification
Card entry tools and card tokens, offload PCI to TabaPay
Helpful tools
Collect installments from any debit card
Add ACH
ACH debits and credits from the same account
Lender Benefits
Lower Processing Fees
Save at least 50% on debit card fees with dramatically reduced interchange.
Eliminate ACH Return Fees
No ACH return fees with debit cards.
24 / 7
Increase business, originate and fund 24 / 7 / 365.
Collection Increase
Increase collections by timing the payment authorization.
Borrower Benefits
Eliminate NSF fees
Convert to card – no NSF fees on ACH returns.
Quick Cash
Money in minutes, receiving thru debit card
Easy to use
You just need your debit card
Fees
Collect from Card: Cost + $0.25**. An example $200 debit card installment collection fee will primarily be $0.86 and will be up to $1.99 based on the debit card type. See our fees page for more details.
Disburse to Card: Cost + $0.25. An example $500 disbursement fee will range from $0.37 to $0.60 based on the debit card network. See our fees page for more details.
*  All US Visa/MasterCard/Discover debit cards supported, 98% are instant. Most US Visa/MasterCard credit cards supported with funds received in 1-2 business days. Disbursements are limited to loans whose APR is 36% or less.
** APRs must be 36% or less.
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